Can't override template - single-product-reviews.php

I think the guy in this post is on to something… That post was from 2013 though, and there’s a big difference between our workflows.

I was able to track down the functions he mentioned in class-wc-template-loader.php… can somebody please help me make sense of this and explain how / where to use it?

function comments_template_loader( $template ) {
    if ( get_post_type() !== 'product' ) {
        return $template;
    }

    $check_dirs = array(
        trailingslashit( get_stylesheet_directory() ) . WC()->template_path(),
        trailingslashit( get_template_directory() ) . WC()->template_path(),
        trailingslashit( get_stylesheet_directory() ),
        trailingslashit( get_template_directory() ),
        trailingslashit( WC()->plugin_path() ) . 'templates/',
    );

    if ( WC_TEMPLATE_DEBUG_MODE ) {
        $check_dirs = array( array_pop( $check_dirs ) );
    }

    foreach ( $check_dirs as $dir ) {
        if ( file_exists( trailingslashit( $dir ) . 'single-product-reviews.php' ) ) {
            return trailingslashit( $dir ) . 'single-product-reviews.php';
        }
    }
}

add_filter( 'comments_template', array( __CLASS__, 'comments_template_loader' ) );